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This is what it costs investors to stay in cash — and what to do instead

Cnbc · · 823 words · By Michelle Fox
open_in_new Read the original article: https://www.cnbc.com/2026/05/06/this-is-what-it-costs-investors-to-stay-in-cash-…

fact_checkFact-Check Results

11 claims extracted and verified against multiple sources including cross-references, web search, and Wikipedia.

help Insufficient Evidence 6
info Single Source 3
check_circle Corroborated 1
schedule Pending 1
info
“the central bank's decision to cut the federal funds rate three times last year”
SINGLE SOURCE
The provided web search results are for a credit union's contact page and privacy policy, which contain no information regarding Federal Reserve interest rate decisions.
travel_explore
web search NEUTRAL — How can we help you today? Feel free to stop by one of our convenient branch locations, call us, email or send a message using the form below. We look forward to exceeding your expectations.
https://www.cityfederalcu.com/about/contact/
travel_explore
web search NEUTRAL — Easily and securely manage your accounts anytime, from anywhere, with City FCU’s online banking and mobile app. Once you enroll through online banking, you’ll use the same username/password to log int…
https://www.cityfederalcu.com/services/online-banking/
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web search NEUTRAL — Rev. 1/2012 CITY FEDERAL CREDIT UNION PRIVACY POLICY
https://cityfederalcu.com/wp-content/uploads/2025/10/Privacy…
info
“The Fed's last decrease was in December”
SINGLE SOURCE
The provided web search results are for a credit union's contact page and privacy policy, which contain no information regarding Federal Reserve interest rate decisions.
travel_explore
web search NEUTRAL — How can we help you today? Feel free to stop by one of our convenient branch locations, call us, email or send a message using the form below. We look forward to exceeding your expectations.
https://www.cityfederalcu.com/about/contact/
travel_explore
web search NEUTRAL — Easily and securely manage your accounts anytime, from anywhere, with City FCU’s online banking and mobile app. Once you enroll through online banking, you’ll use the same username/password to log int…
https://www.cityfederalcu.com/services/online-banking/
travel_explore
web search NEUTRAL — Rev. 1/2012 CITY FEDERAL CREDIT UNION PRIVACY POLICY
https://cityfederalcu.com/wp-content/uploads/2025/10/Privacy…
check_circle
“Money market fund assets were at $7.63 trillion as of the week ended April 29, according to the Investment Company Institute”
CORROBORATED
Two independent web search results from the Investment Company Institute (ICI) explicitly state that total money market fund assets were $7.63 trillion for the week ended Wednesday, April 29.
travel_explore
web search NEUTRAL — Money Market Fund Assets Washington, DC; April 30, 2026—Total money market fund assets1 decreased by $10.98 billion to $7.63 trillion for the week ended Wednesday, April 29, the Investment Company Ins…
https://www.ici.org/research/stats/mmf
travel_explore
web search NEUTRAL — Money Market Fund Assets Washington, DC; April 30, 2026—Total money market fund assets 1 decreased by $10.98 billion to $7.63 trillion for the week ended Wednesday, April 29, the Investment Company In…
https://www.ici.org/topics/money-market-fund-assets
travel_explore
web search NEUTRAL — Money Market Fund Assets Washington, DC; April 23, 2026—Total money market fund assets1 decreased by $5.56 billion to $7.64 trillion for the week ended Wednesday, April 22, the Investment Company Inst…
https://www.iciglobal.org/research/stats/mmf
help
“In prior rate-cutting cycles, the one-year average return on cash after cuts began following a pause of three months or longer was about 2.8%, a BlackRock analysis showed”
INSUFFICIENT EVIDENCE
No evidence was found in the provided search results to support or refute the BlackRock analysis regarding cash returns.
help
“The firm used the Bloomberg US T-Bills 1-3 Month Index to represent cash”
INSUFFICIENT EVIDENCE
No evidence was found in the provided search results regarding the specific index used by BlackRock.
help
“bonds have historically delivered 7% to 9% over the same period, BlackRock noted”
INSUFFICIENT EVIDENCE
No evidence was found in the provided search results regarding BlackRock's notes on historical bond returns.
help
“the majority of traders are not pricing in a cut at all this year, according to the CME FedWatch tool”
INSUFFICIENT EVIDENCE
The claim states the majority of traders are NOT pricing in a cut this year. However, the CNBC evidence citing the CME FedWatch tool explicitly states that 'Traders are currently pricing in two to three more rate cuts next year'.
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web search NEUTRAL — CME Fedwatch Tool
https://fedwatch.com/
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web search NEUTRAL — What is the likelihood that the Fed will change the Federal target rate at upcoming FOMC meetings, according to interest rate traders? Use FedWatch to track the probabilities of changes to the Fed rat…
https://www.cmegroup.com/markets/interest-rates/cme-fedwatch…
travel_explore
web search NEUTRAL — Traders are currently pricing in two to three more rate cuts next year, according to the CME Group's FedWatch tool, updated shortly after the decision.
https://www.cnbc.com/2025/09/17/fed-forecasts-only-one-rate-…
info
“Roughly 16% see odds of rates rising at the end of 2026, while almost 12% anticipate easing”
SINGLE SOURCE
The provided search results only contain dictionary definitions of the word 'approximately' and do not provide any data from the CME FedWatch tool regarding 2026 rate expectations.
travel_explore
web search NEUTRAL — APPROXIMATELY definition: 1. close to a particular number or time although not exactly that number or time: 2. close to a…. Learn more.
https://dictionary.cambridge.org/dictionary/english/approxim…
travel_explore
web search NEUTRAL — Approximately means close to, around, or roughly. The conservatory measures approximately 4m x 5m.
https://www.collinsdictionary.com/us/dictionary/english/appr…
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web search NEUTRAL — The meaning of APPROXIMATELY is in an approximate manner —used to indicate that a stated number, amount, or value is an approximation. How to use approximately in a sentence.
https://www.merriam-webster.com/dictionary/approximately
help
“municipal bonds, which have yields around 3.68%”
INSUFFICIENT EVIDENCE
No evidence was found in the provided search results regarding municipal bond yields.
help
“That converts to a taxable equivalent yield of about 5.84%”
INSUFFICIENT EVIDENCE
No evidence was found in the provided search results to verify the taxable equivalent yield calculation.
schedule
“the iShares Short Duration Bond Active ETF (NEAR) ... has an effective duration of 2.14 years, has a 30-day SEC yield of 4.26% and an expense ratio of 0.25%”
PENDING
info Disclaimer: This analysis is generated by AI and should be used as a starting point for critical thinking, not as definitive truth. Claims are verified against publicly available sources. Always consult the original article and additional sources for complete context.