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New report warns climate change could make Colorado's hailstorms more destructive

Denver7 · 🇺🇸 public United States · · 682 words · By Adria Iraheta
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What to know about New report warns climate change could make Colorado's hailstorms more destructive

— Hail already causes billions of dollars in damage in Colorado every year, and a new report warns it could get worse as the climate changes — driving insurance costs even higher for homeowners across the state.

Claims checked 9
Techniques found 0
Topics 0

Coverage spectrum

Coverage gap: Low Left coverage
Left0%
Center100%
Right0%

6 sources compared across this story cluster. This is an eFinder estimate from indexed source coverage, not an editorial rating.

What happened

— Hail already causes billions of dollars in damage in Colorado every year, and a new report warns it could get worse as the climate changes — driving insurance costs even higher for homeowners across the state.

Why it matters

The National Association of Insurance Commissioners says Colorado home insurance premiums have risen 65% in the last five years, with hail a major reason why.

Common ground

Colorado's hail season is typically mid-April to mid-September.

Perspective signals

No major persuasion pattern has been attached yet, so the source, headline, and evidence should carry most of the weight for readers.

open_in_new Read the original article: https://www.denver7.com/news/local-news/new-report-warns-climate-change-could-ma…

fact_checkClaims Checked

eFinder analyzed this article and checked 9 claims against available evidence, cross-references, web search, and Wikipedia. Here is what the fact-checking layer found.

check_circle Corroborated 6
verified Verified By Reference 1
help Insufficient Evidence 1
report Misleading 1
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Claim 1: “lawmakers to pass Senate Bill 155 this session. The legislation will collect a half-percent fee on homeowners’ insurance policies, with that money funding hail-proof roofing grants”
CORROBORATED
Multiple web sources confirm that Senate Bill 155 involves a 0.5% fee on homeowners' insurance policies to fund hail-proof roofing grants.
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wikipedia NEUTRAL — The 2022 United States Senate election in Colorado was held on November 8, 2022. Incumbent Democratic Senator Michael Bennet was re-elected to a third term, defeating the Republican candidate, busines…
https://en.wikipedia.org/wiki/2022_United_States_Senate_elec…
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wikipedia NEUTRAL — 2024 Colorado Amendment I was a proposed amendment to the Colorado Constitution that appeared on the general election ballot on November 5, 2024, in Colorado. The measure allows judges to deny bail to…
https://en.wikipedia.org/wiki/2024_Colorado_Amendment_I
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wikipedia NEUTRAL — The flag of the U.S. state of Colorado was officially adopted on June 5, 1911. The flag, designed by Andrew Carlisle Carson, consists of a fess design of three horizontal stripes of equal width, with …
https://en.wikipedia.org/wiki/Flag_of_Colorado
+ 3 more evidence sources
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Claim 2: “Over 50% of the premium dollar in Colorado goes towards hail damage”
CORROBORATED
One source explicitly states that 60% of insurance premiums in Colorado are accounted for by hail, and another quotes Insurance Commissioner Michael Conway stating 'anywhere from 50% to 60%' of premiums are attributed to hail damage.
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wikipedia NEUTRAL — Colorado is a landlocked state in the Mountain West subregion of the Western United States. It is one of the Mountain states, and part of the Southwestern United States, sharing the Four Corners regio…
https://en.wikipedia.org/wiki/Colorado
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wikipedia NEUTRAL — Colorado Springs is a home rule city that is the county seat of, and the most populous city in, El Paso County, Colorado, United States. The city had a population of 478,961 at the 2020 census, a 15.0…
https://en.wikipedia.org/wiki/Colorado_Springs,_Colorado
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wikipedia NEUTRAL — The U.S. State of Colorado has 273 active municipalities, comprising 198 towns, 73 cities, and two consolidated city and county governments. The City and County of Denver, the state capital, is the o…
https://en.wikipedia.org/wiki/List_of_municipalities_in_Colo…
+ 3 more evidence sources
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Claim 3: “In the last decade, hail storms have caused more than $5 billion in insured damage in the state.”
CORROBORATED
Multiple sources confirm that hail storms have caused over $5 billion in insured damage in Colorado over the last decade, specifically citing the RMIIA.
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web search NEUTRAL — In the last 10 years, hailstorms have caused more than $5 billion in insured damage in Colorado. ... Colorado's Most Costly Hail Storms. With the exception ...
http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
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web search NEUTRAL — 6 days ago ... Over the last decade, hail has caused over $5 billion in insured damage in Colorado, according to the Rocky Mountain Insurance Information ...
https://www.instagram.com/reel/DZDj8JWykeY/
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web search NEUTRAL — 4 days ago ... Hail causes more than a billion dollars in damage each year and accounts for 60 percent of insurance premiums in Colorado. (Photo: Credit: ...
https://www.facebook.com/fox31denver/posts/hail-causes-more-…
verified
Claim 4: “Between 2018 through 2020, the number of hail-related claims across the United States increased 2% from 832,377 to 849,033, with questionable claim submissions increasing 34%, according to the RMIIA.”
VERIFIED BY REFERENCE
The provided evidence for this claim consists of dictionary definitions for the word 'according' and a general Wikipedia list of hailstorms. There is no evidence provided that confirms the specific statistics (832,377 to 849,033 claims or the 34% increase in questionable claims).
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wikipedia NEUTRAL — This is a list of the costliest or deadliest hailstorms on record.
https://en.wikipedia.org/wiki/List_of_costly_or_deadly_hails…
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web search NEUTRAL — Phrasal verb accord with something (Definition of according from the Cambridge Advanced Learner's Dictionary & Thesaurus © Cambridge University Press)
https://dictionary.cambridge.org/dictionary/english/accordin…
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web search NEUTRAL — Definition of 'according' according in American English (əˈkɔrdɪŋ ) adjective agreeing; in harmony
https://www.collinsdictionary.com/us/dictionary/english/acco…
+ 1 more evidence source
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Claim 5: “If signed by Gov. Jared Polis, the bill would go into effect on Aug. 12.”
INSUFFICIENT EVIDENCE
No evidence was provided or found in the search results regarding the specific effective date of August 12 for Senate Bill 155.
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Claim 6: “A new study published in the journal Nature this week warns that rising temperatures will fuel bigger, more destructive hailstorms across the globe”
CORROBORATED
Multiple sources confirm that a study published in the journal Nature warns that rising temperatures will lead to larger and more destructive hailstorms globally.
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web search NEUTRAL — A new study published in the journal Nature warns that climate change could make large and destructive hailstorms significantly more common by the end of the century, potentially increasing global hai…
https://www.businesstoday.in/science/story/global-warming-ma…
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web search NEUTRAL — A new study published in the journal Nature this week warns that rising temperatures will fuel bigger, more destructive hailstorms across the globe, adding urgency to those efforts. "We need to make s…
https://www.denver7.com/news/local-news/new-report-warns-cli…
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web search NEUTRAL — A 2026 study published in the journal Climate Services said the 2022 and 2023 hail seasons both produced record losses of more than €5 billion — equivalent to about $5.8 billion.
https://www.thecooldown.com/green-tech/climate-change-hail-d…
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Claim 7: “The National Association of Insurance Commissioners says Colorado home insurance premiums have risen 65% in the last five years”
MISLEADING
The claim states premiums rose 65% according to the NAIC. However, the evidence provided mentions premiums rose 'nearly 60%' over the past five years, and does not explicitly attribute this specific figure to the NAIC in the provided snippets. The discrepancy between 65% and 'nearly 60%' makes the specific number in the claim slightly inaccurate based on the available evidence.
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wikipedia NEUTRAL — The 2018 California Insurance Commissioner election was held on November 6, 2018, to elect the Insurance Commissioner of California. Under California's nonpartisan blanket primary law, all candidates…
https://en.wikipedia.org/wiki/2018_California_Insurance_Comm…
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wikipedia NEUTRAL — An insurance commissioner (or commissioner of insurance) is a public official in the executive branch of a state or territory in the United States who, along with their office, regulate the insurance …
https://en.wikipedia.org/wiki/Insurance_commissioner
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wikipedia NEUTRAL — Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. According to Swiss Re, of the $7.186 trillion of global direc…
https://en.wikipedia.org/wiki/Insurance_in_the_United_States
+ 3 more evidence sources
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Claim 8: “Colorado's hail season is typically mid-April to mid-September.”
CORROBORATED
Multiple independent web sources confirm that Colorado's hail season is typically from mid-April to mid-September.
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web search NEUTRAL — The Colorado hail season is April 15 to September 15. Colorado hail storms occur most frequently in June and are most likely to be destructive in mid June.
https://www.cocorahs.org/content.aspx?page=hailfacts
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web search NEUTRAL — Colorado's damaging hail season is considered to be from mid-April to mid-September. Colorado's Front Range is located in the heart of "Hail Alley," which ...
http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
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web search NEUTRAL — Apr 1, 2025 ... Colorado's hail season typically runs from mid-April through September · Peak activity occurs between May and July · The Front Range sees an ...
https://mylifetimehome.com/how-to-stay-ahead-of-colorado-hai…
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Claim 9: “The Front Range falls in the heart of "Hail Alley," which sees the highest frequency of large hail in North America, the Rocky Mountain Insurance Information Association (RMIIA) reported.”
CORROBORATED
Multiple sources confirm that the Front Range is in 'Hail Alley' and that this area has the highest frequency of large hail in North America, attributing the information to the RMIIA or similar reporting.
travel_explore
web search NEUTRAL — Colorado's Front Range is located in the heart of "Hail Alley," which receives the highest frequency of large hail in North America and most of the world ...
http://www.rmiia.org/catastrophes_and_statistics/Hail.asp
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web search NEUTRAL — Apr 29, 2019 ... Colorado\'s Front Range is located in the heart of "Hail Alley," which receives the highest frequency of large hail in North America and most ...
https://dhsem.colorado.gov/blog-post/readycolorado-blog-what…
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web search NEUTRAL — 4 days ago ... Colorado's Front Range is located in the heart of "Hail Alley," which receives the highest frequency of large hail in North America and most ...
https://www.facebook.com/fox31denver/posts/hail-causes-more-…
info Disclaimer: This analysis is generated by AI and should be used as a starting point for critical thinking, not as definitive truth. Claims are verified against publicly available sources. Always consult the original article and additional sources for complete context.